While a ferocious debate rages in Washington over the future of health care, you have a more immediate problem: how to pay your medical bills without going broke — better yet, without having to give up your tennis club membership. For anyone not covered under an employer’s policy, the answer usually lies in the search for an affordable health insurance plan, and, as you age, Medicare supplemental insurance (or Medigap) and long-term-care insurance.
For an instant AARP Health Insurance Quote please click our quote button below.
Anyone over the age of 50 (over 65 for Medigap) is eligible to buy these three products through AARP, the advocacy organization, which is also a major player in the insurance industry. The organization collects $400 million a year in fees for lending its name to various private policies, but since AARP’s financial products haven’t always lived up to the group’s mission of looking out for its 40 million members, MoneyWatch.com has investigated how good these policies are.
After talking to nearly a dozen experts and comparing quotes from more than 50 companies, here’s our conclusion: AARP health policies, while rarely the least expensive, are competitive, and might be the best plan for you if you have health problems. Its long-term-care insurance deserves checking out because of its low rates and the financial strength of its partner, Genworth Financial.
However, it’s hard to say whether any one insurance policy is absolutely the best one for you for two reasons: Whether you’ll be able to buy these types of policies, and at what price, often depends on your health. Also, each state has its own regulations on the type of coverage insurers can offer and how they can choose which customers to accept. http://unitedhealthinsurance.info/
No comments:
Post a Comment